How To Start A Home Business With No Money

how to make money online with wealthy affiliate

Most people don't know how to start a home business with no money.

They say things like:

“Money makes money” and think they have to invest a lot of money before you start even making a profit, but it's just not true, at least not anymore.

The cost of starting an online business is nothing like the cost of starting a business offline.

How do I know?

Because I started a home business with no money down at all.

(You can too)

Thanks to the wonderful world wide web, IT IS NOW POSSIBLE for you start a home business, with no money or investment needed to be successful.

Why I'm going to show you how

With no catches, no strings attached, toay I'm going to show you how to start a home business with no money.


Because I know what it's like to work for other people, making them money.

For 10 years I worked as a customer service assistant in supermarkets, banks and call centres and I just hated it.

Maybe there's something wrong with me I don't know, but the idea of spending my entire life in the 9-5 grind just sends shivers of repulsion down my spine. There's just no way. I can't live my life like that.

I started my home business 3 years ago, more on that in a second…

You can read my story here but basically, after 12 months I kissed my boss goodbye and never looked back. I made the move from the UK to Thailand where I'd always dreamed about helping give slum children a brighter future.

Then about a year ago I came headed to the UK for a month's visit and stayed at my sister's house. (She's a bookkeeper.) It broke my heart to hear her leave the house at 6:45am Mon-Fri to go out in in the cold, wet and dreary British weather to get 2 buses, all so she could pay the mortgage and keep her house.

She wasn't living, she was barely surviving.

Is this it? I mean, is this the best life gets?

I tell you this story because I want you to know this is the reason for this post. I've been there, 11 hour shifts listening to customers complaining about loft insulation all the while, dreaming about becoming an independent entrepreneur and proud business owner.

Okay, by now you're probably saying enough of the sob stories already, just show me how to start a home business!

Okay I will 🙂

So let's start at the beginning. Stick with me here, if you read this post in it's entirety and take advantage of the free training and resources I'm going to give you access to, today can be the day you'll be starting a real and profitable home business.

Work from home jobs vs. a real home business


Starting a home business for free is very doable, in fact hundreds of people are jumping on the entrepreneurial bandwagon every day.

But there's a HUGE difference between starting a real home and business and starting a work from home job.

If you've ever read Robert Kiyosaki's book ‘Rich Dad, Poor Dad‘ you'll know about cashflow quadrant. I read this book when I was 19 years old and it changed my life.

The reason I'm telling you this is because many people eager to go from employed to home business owner find themselves stuck in the self-employed category.

Here's the deal:

Starting a home business takes time and you won't see results right away.

If you need money now, I recommend you take a look at 7 Legitimate Work From Home Jobs and 10 Work From Home Opportunities to find quick and easy ways to earn some cash today.

Once you've got your short-term cashflow sorted out, you can come back and focus on building a solid home business that means you're a home business owner, not just an employee who happens to work from home.

Offline business vs. online business

If you're still with me, you definitely want to become an independent home business owner. So what's the best kind of business to start?

There are so many work from home scams out there if you're not careful you could end up paying out lots of money to join a pyramid scheme or dodgy multi-level marketing scheme and end up not making any money at all.

Online business is the best kind of business to start from home because you can do it with no money.

I'm serious.

Back in the day, to start a business you'd have to find a shop unit, pay the deposit, invest in staff and stock and be up against huge running costs, all this before you make a penny of profit.

But remember when I said the internet changes everything? It really does 🙂

To start an online home business all you need is the right know-how, a website (your virtual shop), website visitors (potential customers) and ways to make money with your website.

The good news is all the free training, free websites and domains, free expert help and community support are all available for aspiring entrepreneurs like yourself at a site called


Thanks to Wealthy Affiliate, normal people like you and me can get everything we need to start a home business all in one place.

It's free to create an account. Get started now and start the step-by-step training that will guide you through starting and building your first online business.

Further reading:

Become a full-fledged home business owner in 4 simple steps:

wealthy affiliate process for making money online

1. Choose an interest

how to make money by blogging

The best thing about starting a home business with Wealthy Affiliate is you get to turn any personal interest, passion or hobby you have into a very successful and profitable income earner.

Start a business you're excited about, love what you're doing and make money at the same time!

Looking for inspiration? Here's 10 Hot Money Making Website Niche Ideas for 2017

Here's some great advice from Pat Flynn of

“In general, it’s great to think big and shoot for the stars, but when it comes to niche selection you can get more results, faster, by thinking specialized. 

Not small.


Start by picking a market that actually interests you. The competition doesn’t matter at this point – just pick something you like.”

Can't think of a topic you're passionate about? Don't worry, this is just a brief overview but the Wealthy Affiliate training will help you to find the best topic for you.

2. Build a website


With your chosen topic in mind, you'll then learn exactly how to start and build your first website – don't worry if you've never done anything like this before.

Wealthy Affiliate's SiteRubix web builder platform make it super easy and quick.

It's really not as technical as it sounds – actually it only takes 34 seconds to get a beautiful website live and open for business!

Think of your website like your very own piece of virtual real estate, your online store if you like, and your foundation for your future success.

And remember, with your free Wealthy Affiliate membership this all comes as standard. These websites are yours forever.

If you have a love for horses for example, you could start a website about how to care for horses, grooming horses, training horses and accessories for horses.

Of if you're a keen fitness freak, you could start a website about training for a marathon including sharing your personal journey, fitness challenges, writing reviews on the best fitness trackers and running shoes.

Here are just a couple of ideas from the top of my head but you can build a money making site based an absolutely any random topic you can think of.

3. Attract visitors

how to drive traffic to your website

If your website is your online shop front then your website visitors are your potential customers.

If you like horses, you can find and connect with thousands, no, millions of people interested in horse related things.

If you love running, through your website you can find and connect with millions of other people interested in running.

Wealthy Affiliate will show you exactly how to build up a loyal readership through the power of Google search and social media sites like Facebook and Pinterest.

4. Earn revenue

how to earn money on the internet

As a website owner, you'll be connecting with your readers by helping to answer their questions and give information.

Website owners make money by providing useful answers to questions and insightful solutions to problems people searching online have.

As you work your way through the Wealthy Affiliate training, you'll pick the best topic for you, build your website and start to get a steady stream of traffic (visitors) to your website.

Once all this is in place it's time for the fun making money bit! Okay, maybe money flying out of a laptop is a bit much, but you get the point!

I mean what kind of home business would you have if it didn't make any money? 🙂

There are literally hundreds of ways you can make money with your website and Wealthy Affiliate teaches them all, but my favourite way to make money online is through affiliate marketing.

This is where you make relevant and helpful recommendations to your readers.

Almost every company you can think of has an affiliate program, companies like Amazon, eBay, Samsung, Nike, Walmart, Apple, Canon, Starbucks, LEGO, Hilton Hotels and Sony to name a few…

how to start a home business with no money

When you join their free affiliate program they give you a unique link you can place on your site.

If someone clicks on that link, heads over to the company's site and buys something – you as the referrer (affiliate) get paid commissions.

Sounds pretty simple right?

The bottom line

I love this home business model and what I've just shown you is the main way I make all my money online. I have several websites based around different topics for different audiences.

The reason this is my favourite business model is because, do this and you really are an independent online entrepreneur. Not only can you work from home – you can work from anywhere!

Another thing is, with a conventional work from home job, you put the work in, put the hours and get paid. Once. Call me lazy but I can't get excited about that idea!

With online business, you might spend an hour writing a blog post but you'll paid for the time you put in, not just once, but again and again, even months, years down the line. Now I'm motivated! 🙂

I don't work for other people, now I have people working for me all over the world. All thanks to the lessons I learned at Wealthy Affiliate.

If you're serious about starting a home business, create your free account and get started. You'll have everything you need – the right training and know-how, expert support, free websites, domains and hosting all at your fingertips.

Heck, I'll even be on hand to answer any questions you might have along the way, because as I've said, I get a kick out of seeing others achieve their dreams and watch another success story unfold.

See you on the inside!

To your online success.

Get the FREE training you need to start

Got any questions about starting your own home business? Want to bounce ideas around or get some feedback?

Leave your comment below – I personally reply to every comment. 

12 thoughts on “How To Start A Home Business With No Money”

  1. I’m new to this online business thing and I’m having a lot of trouble trying to get my newly website index by Google. Do you think the people at Wealthy Affiliate can help me get index by sesarch engines because I’ve tried everything that I know (I dont know much).

    • Hey Quang, yes absolutely. There’s 2-3 lessons within the first course that will go through this with you. If your site is more than 14 days old and not yet indexed in Google then there’s definitely some things you can do. I’d definitely recommend you go through those lessons, completing the actionable tasks as you go.

      Congrats on getting your new website up by the way, that’s more than most already! Next step – Google rankings! All the best Quang!

  2. Hey Simon,

    From the way I have seen you bring out this concept, it sure seems you have been successful in it. I have tried making websites and doing the exact same things you’re saying but haven’t gotten a dime off it.

    I don’t know where I might be going wrong?

    If I joined wealthy affiliate and started all over again, will you please give me personal coaching?

    Eagerly waiting for your response,

    Thanks in advance,


    • Hi Dave, yes and I’m really not technical at all but I’ve learned a lot and I still am.

      If you’ve got a website and it’s not doing as well as you’d like, the reasons for it not taking off are many. What kind of content are you writing? If it’s short content, you’ll struggle to get any decent rankings in Google, Yahoo or Bing search engines. Maybe you chose a niche that was overly competitive with big players. How did you monetise your site?

      The Wealthy Affiliate free get started training will help fill in any missing blocks of knowledge you might have overlooked previously. And yes of course, I’ll help you however I can. In fact, you’ll me inside the member’s area most days replying to comments and messages from people just starting out. Whether it’s feedback on a niche idea or something technical with your website, I’m more than happy to help.

      The great thing about the training and community support is you don’t ever have to be stuck, you’ve got instant access to expert help from me and hundreds of others who have built very successful home businesses. Help is waiting for you my friend, the main thing is to just get started!

      See you on the inside! 🙂

  3. “She wasn’t living, she was barely surviving.” That is how I feel every day of my life and I can’t wait to change it.

    Great article, Wealthy Affiliates is a great place to learn, build and grow. However,my suggestion to anyone reading this is to stay focus and try to devote as much time as you can.

    It can become hard to focus on building your business, take the training and engage in comments if you work crazy hours at work.

    Do you have any suggestions for those who find themselves to be exhausted after work and having issues devoting time to building their business or concentrating or keeping focus?

    • Hey Salvatore, I hear ya. I think everyone who now works from home full time started out trying to juggle a day job, family and other commitments so I don’t think you’re the only one.

      When I first started I was working as a customer service assistance giving van hire quotes in a call centre and putting the hours in any time I could, evenings and weekends.

      What advice can I give? Probably just to set realistic goals and be patient. If you can write one blog post a week and publish it on your site, after a year that’s 52 posts. You’ll be getting a decent number of people visiting your site by then and getting a few sales each month. If you can publish 2 posts a week even better, you’ll get there in half the time.

      Keeping focus – I’m a very visual person so right now as I sit here, opposite me on the notice board is a picture of a Honda CBR 600cc that I’m saving for. Whatever your reason for doing this is, put reminders in front of you so that can fuel your passion and determination.

      I really hope this helps Salvatore, if there’s any questions you have along the way, send me a message within Wealthy Affiliate or drop a comment somewhere here and I’ll always get back to you. Bless you, wishing you every success bro.

  4. This is so comprehensive, i mean seriously this post is such a great guide for people to learn how to start making a successful home business, and as someone that has also read Mr Kiyosaki’s Rich Dad Poor Dad book as well as Cash Quadrant i can 100% back everything your saying here because it all makes sense to me!

    I also agree that in today’s world, it is crucial to start an online business, offline businesses are slowly becoming extinct in my eyes and im sure you agree with that, but thanks so much for sharing this post anyway, it reminded me of my goals 🙂

    • Thanks Marley! I wrote it as a brief overview to give people an idea how to start a home business with no money through affiliate marketing. The Wealthy Affiliate training will walk you through in detail on how to set up and launch your money making website.

      The beauty about blogging as a way to make a living is you can choose the topic, you get to connect with and help people online )talk about the feel good factor) and earn commissions at the same time. It’s an all round win-win.

      The internet age sure does present us with an amazing set of opportunities, especially those ones quick enough to get in on it first. But it also means new challenges, a new skill set is required as we leave the industrial age behind and strive boldly into the information age. Those who don’t get the training, knowledge and internet age skills now will be left behind.

      If you haven’t yet, check out Wealthy Affiliate free training course and website builders, They might be able to help your reach you make money online goals. Wishing you every success!

  5. Hi, it’s me again, I really like your blog!

    I like when you said writing a blog can create a significant source of income for a long time.

    It seems like a way to ensure that we have a continuous stream of income for a very long time.

    But I am still puzzle on the topic of my website. I am afraid that I will run out of idea down the have any tips?


    • Choosing your website niche is an important first step, because it could determine whether you struggle in an over-saturated, high competition, having to are wrestle for every Google ranking, or thrive in a high traffic, low competition niche and dominate the market and make lots of money in the process.

      These articles willl help you:

      10 Hot Money Making Website Niche Ideas

      What to Start a Blog About?

      Who (Not What) is Your Niche?

      Hope this helps, if you’ve got any niche ideas, leave a comment here or send me a message in Wealthy Affiliate and we can go through it together. All the best!

  6. Hey Simon,

    Wonderful content and I love how you bring up the cashflow quadrant. That book and rich dad poor dad changed my life.

    I had trouble with the idea of starting a business with no money because i was thinking into assets that are very capital intensive such as real estate and stocks.

    Now that I have taken action and started building an affiliate marketing business online, I truly believe that starting a business online without money is possible because I don’t exactly have a job like most people but I did start with money I was given from my college graduation.

    I personally feel that saying I can’t start a business because I have no money, especially in the information age, is like telling your school teachers my dog ate my homework. I find it to be a very poor excuse.

    Anyways thank you for your refreshing take on the idea of starting a business without a huge investment.

    Best of luck with your business,


    • I read ‘Rich Dad, Poor Dad’ when I was 19 and honestly it changed the way I thiought about money and online business.

      Thanks for your comment Jessie – the truth is the internet has opened up countless opportunities for ANYONE wanting to become an online entrepreneur. Just think about it, at no other point in history have you ever been able to start a real home business with no money.

      I know lots of people would like to start earning money online but they get confused with knowing where the best place to start is. The good news is Wealthy Affiliate lays it all out for you in a clear, simple and easy to understand way and takes you through the EXACT steps to building a home business and making your first commission.


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